Is there a challenge or test before receiving a funded account?

It depends on the program you choose. Some FundYourFX programs give you a funded account immediately, while others include a structured evaluation first. You pick the path that suits you.

Programs with no challenge

Instant Funding (Classic and Pro) give you a funded account from day one. There is:

• No challenge required
• No evaluation phase

You trade a funded account straight away, with profit splits up to 95% and payouts within 24 hours.

Programs with an evaluation

If you prefer a lower entry cost in exchange for proving your consistency first, choose one of our evaluation programs:

• 1-Step Classic: a single phase. Reach the profit target and get funded. No time limits, with up to 95% profit split.
• 1-Step Pay After You Pass: a 12% profit target with no time restrictions, and minimal upfront cost.
• 2-Step Classic: two phases. Phase 1 is an 8% profit target, Phase 2 is a 5% profit target. No consistency rules.
• 2-Step Pro: two phases with a faster path to funding. Phase 1 is a 6% profit target, Phase 2 is a 4% profit target.

We also offer 10X Quest and the Blitz Challenge as additional evaluation formats.

Funded account rules

Once funded, all accounts follow the same core risk rules:

• Maximum 10% trailing drawdown limit
• 5% daily loss limit
• Stop-loss required within 3 minutes of opening a position
• No arbitrage, HFT bots, or martingale strategies
• No consistency rules across programs

Which should I pick?

If you want to start trading a funded account immediately, choose Instant Funding. If you would rather pay a lower fee and demonstrate your skill first, choose a 1-Step or 2-Step evaluation. You can browse and buy any program at app.fundyourfx.io or checkout.fundyourfx.io.

Updated on: 12/07/2026